Home Insurance in Georgia
Owning a home is a significant milestone for many Americans. Apart from being a substantial financial investment, your first house is also an emotional investment. Given that a home means a lot to you, it’s prudent to protect your home against unforeseen risks with home insurance from Jonathan Roberts Insurance Agency, serving Canton, GA, and other locations in Georgia, Florida, South Carolina, Tennessee, and Alabama.
Home insurance is designed to protect various aspects of your life. Here are different home insurance coverage options:
- Dwelling coverage: Home insurance protects your home against risks like fire, falling objects, and natural disasters. Should a covered loss damage your home, your insurance pays for the damage up to your coverage limit. And that’s not all. Home insurance can rebuild your home if it’s damaged beyond repair.
- Contents coverage: Home insurance covers your assets, including clothing, electronics, and furniture, against perils listed in your policy. If you want to protect everything in your possession, conduct a room-from-room inventory to ensure nothing is left out. And by the way, home insurance doesn’t cover your assets only when inside your home. Home insurance should compensate you for the loss if your laptop is stolen while at school.
- Liability coverage: Home insurance isn’t about assets only. It can cover you when others accuse you, your loved ones, or your pet of causing property damage or bodily injury. For instance, if a tree in your compound falls over your neighbor’s house, home insurance should cover the damage. Similarly, if your pet injures your neighbor’s son or daughter, home insurance steps in to cover medical costs and legal charges if sued.
- Loss of use: If a peril listed in your home insurance renders your home unlivable, your coverage can pay for additional living expenses in a temporary structure until your home is repaired.
Are you looking for home insurance? Don't hesitate to contact Jonathan Roberts Insurance Agency in Canton, GA for a non-obligation quote. We offer comprehensive home insurance policies to meet your unique needs.