Auto Insurance in Georgia

Do you have auto insurance? If not, you are breaking the law and could be liable for numerous fines and penalties. And not only that — if you are involved in an accident, you will have to incur the related costs from your pocket. Is it worth it? Of course, not. If you want peace of mind when driving your vehicle, try purchasing car insurance from the Jonathan Roberts Insurance Agency in Canton, GA. We proudly serve Georgia, Alabama, Tennessee, Florida, and South Carolina.

Auto insurance coverage options

If you are about to purchase car insurance, you need to educate yourself about the different policies available and pick options that suit your unique needs. Here are the different car insurance options:

• Collision coverage: This insurance plan covers the physical damage to your vehicle if you collide with another motorist or stationary object.
• Comprehensive coverage: This policy is similar to collision coverage, only that it covers the damage against non-collision perils such as fire, falling objects, and natural disasters. If a financial institution finances your vehicle, it may require you to maintain comprehensive and collision policies until you repay your loan.
• Liability coverage: This coverage protects you when accused of causing bodily injury and property damage to third parties. Also, it pays for legal costs should the person sue you.
• Medical payments coverage: This coverage pays for your medical costs when involved in a car accident. Even if you have a health insurance plan, you should consider this coverage because it covers deductibles and co-pays not covered by your medical plan.
• Uninsured/underinsured motorist coverage: It covers you when hit by a motorist carrying little or no insurance.

The above are just standard policies included in a typical auto insurance plan. If you have risks unique to you, you can consider “add-ons” or “riders” to boost your car insurance policy. Would you like to know more about car insurance? Don’t hesitate to contact Jonathan Roberts Insurance Agency in Canton, GA for tailor-made policies in Georgia, Alabama, Tennessee, Florida, and South Carolina.