Commercial Insurance in Georgia

Whether you are just starting a new business in Georgia or already have one, it is important to understand that business insurance is protection for your company and employees. We offer many policies here at Jonathan Roberts Insurance Agency in Canton, GA to keep your business striving.

Commercial Insurance Requirements

Georgia requires all businesses with three or more employees regularly working to obtain workers’ compensation insurance. Regular also refers to workers working both part-time, full-time, or seasonal. Workers’ compensation insurance is essential because it covers medical expenses for injuries and illnesses sustained while at work. Additionally, it provides part of the wages lost during the time the employee is recovering and unable to work.

Furthermore, commercial auto insurance is also required for any business that owns a commercial vehicle. The minimum requirements for auto liability insurance are:

• Bodily injury coverage per person for $25,000
• Bodily injury coverage per accident for $50,000
• Property damage per accident for $25,000

Additional Coverage

Here are some additional coverage options for you to choose from to protect your business:

• General liability insurance- This policy is important for all businesses because it covers risks, including common-third part risks. Your commercial lease may require you to obtain this.
• Professional liability insurance- This policy is also known as errors and omissions coverage and is essential for companies to have only if they provide expert advice or professional services.
• Cyber liability insurance- This is another good policy because it protects against data breaches and cyberattacks. It is essential to obtain if your business handles sensitive information such as customer credit cards.
• Business owner’s policy- This is a combination of commercial property insurance and general liability insurance. It is yet another common and effective type of business insurance.

Quotes

Please contact Jonathan Roberts Insurance Agency today to obtain a commercial insurance quote. We are located in Canton, GA. We also write policies for Alabama, Tennessee, South Carolina, and Florida.

Next Commercial Insurance Quote here! 

(Arizona, Florida, Iowa, Maine, Michigan, Nevada, Virginia only)