Umbrella insurance offers a much higher level of protection than traditional insurance. You can get umbrella insurance to protect all your other assets, including your building, your equipment, and your vehicles. Umbrella insurance even protects you in other ways, such as if you are accused of slander or libel. But do you need umbrella insurance if your assets are small?
If you have a small business in Georgia, you know that you have the best of all worlds. From the environment to the people, living in the Southeast U.S. offers pleasant experiences every day. But sometimes the unexpected happens, and we at Johnathan Roberts Insurance Agency want to make sure you have the protection you need so you can move on from any unfortunate events.
Umbrella Insurance Usually Comes In Increments of $1 Million
That seems like a great number, but you may be wondering if it is necessary for you. Especially when your Georgia small business is new, your assets may not be large. With few employees and limited resources, you may decide to just take your chances and hope nothing bad happens.
Umbrella insurance is only there if you need it. For instance, if someone is badly injured by one of your products, the medical bills may go far beyond the limits of your regular liability insurance. Even if you have personally separated your personal resources from your business assets, you could lose the business entirely if you cannot handle the claim.
Expect the Unexpected
You worked hard to start your business. Even when your business is new, it may be your most valuable asset. If you want to find the best protection available in the Southeast U.S., call the Johnathan Roberts Insurance Agency today.