Jonathan Roberts Insurance Agency

Based in Canton, GA

All you need to know about motorcycle insurance

Motorcycle insurance is similar to auto insurance, as it is mandatory in most states. The state of Georgia is not an exception. Even if it is not required, it is still worth having it for proper protection and peace of mind. There are certain specific features that motorcycle insurance has which is good for all bikers to know.

Things To Know About Motorcycle Insurance 

Here is a list of the most important facts about motorcycle insurance: 

  • There are certain factors that determine the cost of motorcycle insurance. These factors include the type of your motorcycle, your exact location, your age, credit score, and more. 
  • Motorcycle insurance has its limitations. That means that motorcycle insurance does not cover everything. For example, a track day is usually not covered by motorcycle insurance; you may have to buy separate insurance specifically for track days. 
  • It is illegal to ride without motorcycle insurance. As mentioned above, carrying motorcycle insurance is mandatory in the state of Georgia and other regions in the Southeast U.S. That means that riding without proper motorcycle insurance is illegal and is associated with penalties and other fees. The exact policy requirements might vary depending on the state, but you have to have at least the state’s minimum. 

Have Questions? Consult With Us

Just like auto insurance, motorcycle insurance also protects riders and their bikes on and off the road. It is mandatory in Georgia and also saves you a lot of money. If you live anywhere in the Southeast U.S. and are shopping for motorcycle insurance, Johnathan Roberts Insurance Agency is ready to help you find the policy you need. If you have any questions or want to know more about the insurance options Johnathan Roberts Insurance Agency offers, give us a call.

What Are The Most Common Motorcycle Insurance Claims?

Motorcycle accidents may be highly dangerous, so having the proper insurance in place is critical. Accidents happen all the time, and not all of them are the result of negligent driving. It’s not always terrible luck or something beyond your control.

Here are some of the most common motorbike insurance claims:

Accidents Involving Pillion Passengers

Pillion passenger accidents are one of the most common motorbike insurance claims. In an accident, the person riding on the back of the motorcycle is harmed. Accidents of this nature are frequently caused by the rider losing control of the motorcycle or by other cars on the road. If you’re riding as a pillion passenger on a motorcycle, you should always wear a helmet and be mindful of your surroundings.

Accidents With Other Vehicles

A collision with another vehicle is another typical sort of motorbike accident. These types of incidents are frequently caused by other drivers failing to notice the motorcycle or being inattentive. If you are involved in a collision with another vehicle, you should get medical attention right once and contact a motorcycle accident lawyer.

Road Risks

Road hazards are one of the most typical motorbike insurance claims. Potholes, rubbish, and even animals are examples of this. If you hit something while riding your motorbike, it is critical that you file a claim with a reputable insurance firm like Johnathan Roberts Insurance Agency, we’re serving Georgia and the Southeast U.S. Otherwise, you may be forced to pay for repairs out of your own cash.

Weather-related Damage

Weather damage is another popular claim. If severe weather damages your motorcycle, you may be able to file a claim with your insurance company. This could include hail damage, wind damage, and even floods.


Unfortunately, robbers frequently target motorcyclists. You may be able to file a claim with your insurance carrier if your motorcycle is stolen. You may even be able to acquire a replacement bike in some situations.

Contact Us Immediately

We see a lot of claims for property damage, bodily injury, and theft here at Johnathan Roberts Insurance Agency – we serve Georgia and the Southeast U.S. However, regardless of the nature of the claim, it is critical to have adequate insurance coverage to protect you financially in the event of an accident or other misfortune. We can assist you in obtaining the coverage you require so that you can rest and enjoy the voyage.

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